Why does it cost so much to add a spouse to your insurance?

Why does it cost so much to add a spouse to your insurance?

Its time for my boyfriend to renew his insurance at work, so i was looking threw the booklet they sent him, and i cant believe it cost so much to add a spouse to your plan.. i thought if anything maybe it would double, but in most cases it triples! like one option is $17 per pay period for just him, but if you add a spouse it goes up to $62 and one is $25 for just him, and $92 if he adds a spouse, why is it so much? it would be cheaper if the spouse got there own plan, so whats the point? i would think there would be a discount of some sort for more than one person but its actually the opposite? why is this?

 

BEST ANSWER: Try this site where you can compare quotes:INSURECOMPAREQUOTES.US

 

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I signed up for a motorcycle MSF class to get my license and to get experience riding a bike. I plan on getting a 250cc bike because I think it's what suits my needs and desires of what I want out of a motorcycle. Also, I don't need anything bigger/faster because I'm quite a daredevil and broke my back 3 years ago. Anyways, I'm 25 now and have matured enough to know my limits and to take it easy. Well, one of my main concerns is the cost of insurance. As of now I pay $330 a month for my car insurance. I have somewhat of a bad driving record, and that's why my auto insurance is pretty high. But i haven't done anything too crazy, like no DUI's or license suspensions. Only 1 speeding ticket too out of all these years. Anyways, i've been looking primarily at the Honda CBR250r. What would you guesstimate i will be paying for insurance? A quote for the average coverage and for leisure purposes only too. Thanks.

 

 

What car and insurance?

hi can anyone help my daughter wants a car she likes the fiat punto td sx i think it is and the vauxhall corsa merit and the citroen saxo and the ford ka and fiesta what is the best car for a first time car and what has the most cheap insurance as it would be a provisional licsence ? and what website has the most cheap insurance? if anybody has any idears for any other cars like these please help also is auto trader any good? thanks any Question plz ask

 

 

Need insurance to cover pregnancy?

Does anyone know of insurance companies with coverage in Georgia that will cover a pregnancy without having to wait a year? I make too much money to get Medicaid so I really need some help. I can't exactly afford to pay out of pocket for every expense. Thank you.

 

 

Are there health insurances for college students?

My company has been in a financial turmoil and in result, me plus others were cut. I have gone back to school in hopes I can get a better job. I recently read that after the first of the year, if you don't health insurance, then you will fined from your tax returns. Obviously, I don't have a job that offers insurance, and getting my own is so very expensive. Especially when I don't have an income. I've heard that there are insurances offered to students but I don't know where to look? Does anyone have any idea on how I can get affordable insurance?? Thanks in advance?

 

 

Insurance help when modifying a car?

hi im thinking about doing my vauxhall corsa c up its a 03 plate. at the moment im insured on my uncles buisness fleet. which is very cheap for me as im 17 nearly 18. question.. will i need to tell my insurance about modifiying my car. and will it go up?

 

 

Insurance quote questions?

I'm doing a math assignment and I need a few questions answered: 1) What happens to the insurance quote if you increase the Liability Limit to $2,000,000 from 1,000,000? 2) If there are two or more minor offences, by how much does the quote increase? 3) Does the number of kilometers change the quote? 4) If you have completed a drivers training course, does it lower your quote compared to a quote where no course was taken? 5) Does theft protection lower your quote? By how much?

 

 

Cheapest cars to insure for a 17 year old?

I think they're group 1 or something, because insurance is a ripoff, so a car thats cheap to insure and runs would be great? Any recommendations and can someone explain this whole insurance group malarky to me please? I will most likely be a Named driver too and my mother will be the Main, if this makes any difference, thanks.

 

Why does it cost so much to add a spouse to your insurance?

Its time for my boyfriend to renew his insurance at work, so i was looking threw the booklet they sent him, and i cant believe it cost so much to add a spouse to your plan.. i thought if anything maybe it would double, but in most cases it triples! like one option is $17 per pay period for just him, but if you add a spouse it goes up to $62 and one is $25 for just him, and $92 if he adds a spouse, why is it so much? it would be cheaper if the spouse got there own plan, so whats the point? i would think there would be a discount of some sort for more than one person but its actually the opposite? why is this?

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